Our accounts typically range from the $300,000 area to multi-millions in size.

We have a one of a kind 100% money back service guarantee. Please visit our Guarantee page for more details. You will not find this offer from any other advisory firm.

Please visit our About Us pages for more details.

Please visit our 5-Step Process and Guarding Objectivity pages for more details.

Please visit our Services We Offer page for more details.

In addition to wealth planning, we specialize in creating customized investment strategies and portfolio management for individual investors.

50-60. We have decided to limit our client list to 100 households in order to provide the highest levels of customer service.

I will be the only person working with you regarding your investment decisions, financial planning, etc. Of course for administrative issues, you may work with our Director of Development or one of our Administrative Assistants.

No one can guarantee anything with regard to market movement and performance. We do however Guarantee our personalized client service will leave you 100% satisfied. We’re so confident in our service level, we’ll refund your fees if you are not satisfied.

We are dedicated to growing and protecting your assets in a conservative, effective manner. At HFG, developing an effective, comprehensive risk/reward profile for each client involves more than simply filling out a questionnaire.

Instead, we spend significant time with each client prudently discussing their unique situation and the potential impact of all real-world factors affecting the markets and investors. Instead of being in a rush-to-risk, our dedication to comprehensive wealth management is carefully focused on achieving client performance expectations.

No.

The Harding Financial Group. We represent no second or third party banks, brokerages, insurance companies or mutual funds.

You have a choice. Our main services are Fee-Only or Performance-Based.

Fee-Only
We are a Fee Only Registered Investment Advisor. We charge from .50% to 1.5% based on the amount of your assets under our management.

Performance-Based
We do not get paid unless we deliver investment performance.

The management of your portfolio is prudently regulated by your specific preferences for types of investments, safety, preservation, income, growth, and desired return versus risk intensity. Target performance benchmarks appropriate for your portfolio are discussed and agreed upon.

Those and other important factors and qualifications are fully discussed and approved in advance with your Certified Financial Planner and Portfolio Manager. That information is prudently documented in your Investment Policy Statement (IPS). Your IPS is an important document providing careful oversight making sure you and your adviser are on the same page for achieving your goals.

We are dedicated to providing a completely transparent environment. We believe the best decisions are calm, wise, objective decisions where nothing occurs until all parties are in complete agreement on important issues of financial stewardship.

Yes.

Our people, objectivity, and guaranteed service makes our firm the best choice for comprehensive wealth management and investment portfolio performance.

We provide a highly personalized transition and planning service. We carefully analyze all of the options you have with respect to your rollover possibilities and working with your human resources department where possible. Once we have performed a detailed analysis, we explain your options and recommend the most beneficial way to transition to your new lifestyle.

Yes. We will do a comprehensive, objective, and independent analysis of your investment holdings. This confidential, professional analysis includes a personal session with our President, Michael Harding. This service is strictly limited to analyzing your investments and is completely free of any obligation whatsoever.