True Objectivity is Scarce.
Over the past several decades, objective advice has become a scarce commodity on Wall Street. From expensive lessons learned the hard way, investors have come to realize significant conflicts of interest exist between the sales focused structure of the major investment firms and objective investment advice.
Investors have asked themselves if they are with the right advisor for their next 20 years. The answer has been overwhelming as investors moved billions of dollars of investment assets from the banks and brokerages to Register Investment Advisors (RIAs).
Banks and brokerage firms averaged 4% declines annually since 2004 while Registered Investment Advisors gained over 174% during the same time period. (Cerulli Intermediary Distribution Report 2015.)
Are you with the right advisor for your next 20 years?
In 2005, Harding Financial Group embraced the Registered Investment Advisor model allowing us to truly serve our clients in a way brokers cannot through:
- Offering transparency with full disclosure of fees, notice of potential conflicts of interest, and ongoing management of a customized Investment Policy Statement.
- Providing unfiltered advice. We are under no obligation to sell proprietary products and can choose the solutions we believe are best for our clients.
- As a fee-based advisor, investments are chosen for only one reason – to help fulfill clients’ goals.
When you consider the economic and market changes of the past 20 years, are you confident you are with the right advisor for your next 20 years?