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Financial Advisor
Columbus Ohio

Certified Financial Planner™ professionals with Fortune 500 experience, Harding Financial Group can help you manage investments, retirement, tax-efficiency, and generational wealth.

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Financial Planning Services and Wealth Management

It’s our fiduciary duty to put your needs first

Retirement Planning

Determine your retirement income and create a retirement plan to make it a reality

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Risk Management

We help you identify areas where you may be financially exposed and can help mitigate that risk

Risk Management
Tax Planning

Adjust your finances to minimize your tax burden and keep more of the money you make

Tax Planning
Estate Planning

Efficiently pass on wealth to your family and avoid headaches, arguments, and probate.

Estate Planning
Cash Management

Wisely manage your cash, liquidity, debt, and investments

Cash Management
Philanthropy

Give to charities of your choice and maximize the benefit you receive for your generosity.

Philanthropy

Fee-based Certified Financial
Planners in Columbus, Ohio

Our financial advisors and wealth managers

Harding Financial Group is a team of experienced financial advisors that has brought Fortune 500 experience to help small businesses and families plan for a better future.

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Michael Harding, CFP®

Holding licenses for Investment Advisors, Series 7, and the CFP® Certifications for nearly 20 years, Michael is a highly-skilled financial planner with specialized training in wealth management that encompasses managing assets including stocks, bonds, and more. Michael won many awards during his 10 years at Morgan Stanley and Merrill Lynch for superior performance and recognition of sound investment principles.

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Michael Holly, CFP®, ChFC®, ALHC

Holding licenses as a Chartered Financial Consultant®, Certified Financial Planner®, Series 6, and more, Michael is a comprehensive financial planner specializing in helping families achieve a desired retirement income. Michael previously spent 5 years with Nationwide working with annuities, life insurance, and investments to help clients meet retirement income thresholds while  in a conservative manner.

Want to schedule a Complimentary Consultation?

Why Harding Financial
Group?

Columbus Business First Top 20 Fee-Only Financial Advisors list four consecutive years

Harding Financial Group takes a unique approach when compared to many other advisors today. We truly develop individual investment portfolios that are tailored to each client, according to their needs, stage of life cycle, risk tolerance, and investment preferences. We do not use “age-based” plans or pre-built model portfolios of any kind. Every investment in our client’s portfolios is hand-selected to support their stated objectives and is backed by our experienced financial planners through professional research and factual data. 

Our belief is that above-average portfolio returns are achieved by squeezing the most out of every dollar invested and doing the gritty work that other advisors aren’t willing to do. For example, treasury bonds have not been the most attractive investment in modern history. But in the fourth quarter of 2022, we constructed treasury bond ladders that produced a more optimal risk-adjusted ROI when compared to introducing more stock into portfolios given the volatility of the market induced by increasingly hawkish Fed rate hiking cycles.

Our expertise spans much more than just investment management. Our financial planners strategize to help you keep the most of your money through tax planning, and take a long-term, multi-generational approach to ensure every decision made helps you grow your family legacy through the attainment of generational wealth.

With clear, consistent, and transparent communication, Harding Financial Group is committed to a Satisfaction Guarantee Policy for our advisory services. Our goal is unparalleled quality of services and if not, we return fees for your first 12 months of service.

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Schedule An Appointment
With Harding Financial
Group

For A Complimentary Phone Consultation

Get a one-one consultation with our retirement advisors to begin the conversation about your retirement goals, needs, and current financial situation.

See our Frequently Asked Questions below for commonly asked questions about Retirement Planning.

Get In Touch

Frequently Asked Questions

The breadth of our services extends well beyond the core areas of financial planning. We also assist our clients with residence and other debt financing, liquidity and cash flow analysis, targeted event planning,etc.

The breadth of our services extends well beyond the core areas of financial planning. We also assist our clients with residence and other debt financing, liquidity and cash flow analysis, targeted event planning,etc.

The breadth of our services extends well beyond the core areas of financial planning. We also assist our clients with residence and other debt financing, liquidity and cash flow analysis, targeted event planning,etc.

The breadth of our services extends well beyond the core areas of financial planning. We also assist our clients with residence and other debt financing, liquidity and cash flow analysis, targeted event planning,etc.

The breadth of our services extends well beyond the core areas of financial planning. We also assist our clients with residence and other debt financing, liquidity and cash flow analysis, targeted event planning,etc.

The breadth of our services extends well beyond the core areas of financial planning. We also assist our clients with residence and other debt financing, liquidity and cash flow analysis, targeted event planning,etc.

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