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About Harding Financial Group

Over the past 18 years we have developed and refined a multistep process that helps our clients achieve their goals as they move through different stages of life.


Financial Professionals at Harding Financial Group

Michael R. Harding, CFP®

President & Portfolio Manager

Michael is the Founder and Portfolio Manager at Harding Financial Group. Michael’s primary responsibility is the development and implementation of tailored investment strategies across our client base. Prior to founding Harding Financial Group in 2005, Michael was an Executive Club member and Private Wealth Advisor at Morgan Stanley and Merrill Lynch where he developed comprehensive wealth management solutions for affluent individuals and families. Michael is a graduate of The Ohio State University with a B.S. in Financial Management and completed his Certified Financial Planner Designation (CFP) in 2005.

Harding Financial Group - Michael R Harding CFP - new headsho

Making an Impact
Michael recently completed a two-year term as Chair of the Apprisen Board of Directors and now serves as the Chair of the Investment Committee. Apprisen is a non-profit committed to financial well-being. Apprisen has helped over 1 million people improve their financial health by empowering them to effectively manage their finances. Michael also actively supports the Catch a Dream Foundation, a national, charitable foundation that provides once-in-a-lifetime dream hunting and fishing trips to children across the United States and Canada, who suffer from life-threatening illnesses. Through these adventures and exposure to outdoors-minded people who care, the program instills in these children a message of encouragement at a time when they need to know that hope does exist.

A Secret about Michael
As an avid outdoorsman, Michael enjoys skiing and hunting out west and in Alaska. On one occasion Michael was flown to the top of the Alaska Range with one other person where he backpacked 56 miles, hunting and exploring the mountains. During the 11 days, 10 had heavy rain or snow. When not in the mountains a secret unknown to anyone is that after spending the day studying the market and once his children go to bed, Michael turns off his mind by watching the reality show Below Deck with his wife. He has watched all 10 seasons and the spinoffs.

Certifications and Awards

College of Financial Planning – Certified Financial Planner™ (CFP®)

  • The CFP® is awarded to individuals with a college degree, significant work experience, and the highest levels of commitment to ethical standards and professional responsibility. CFP® certification also requires 18 months of specialized educational course work and successfully passing a comprehensive 10-hour exam.

Additional Professional Studies

  • Certified Financial Management program. Wealth Management advanced studies exclusively for Merrill Lynch executives: sophisticated global investment strategies, comprehensive asset management, estate planning, trust and charitable giving solutions.
  • Retirement Planning Specialist program – Morgan Stanley financial training with retirement planning specialization.

Licenses Held

  • Series 65 – Uniform Investment Advisor Law
  • Series 63 – Uniform Securities Agent State Law
  • Series 31 – Futures Managed Funds
  • Series 7 – General Securities Representative
  • Licensed Investment Advisor


  • 6-time Columbus Business First Top 20 Fee-Based Financial Advisory Firm.
  • Morgan Stanley: Directors Award for a performance in the top 3% of his peers nationwide
  • Merrill Lynch: Executive Club award for superior national performance
  • American Funds: All American Club in recognition of Michael’s consistent utilization of sound investment principles

Michael Holly, CFP®, ALHC

Associate Financial Advisor

Michael is our Associate Financial Advisor. His primary role within Harding Financial Group is the development of wealth plans for clients. He led in revitalizing the firm’s “Four Seasons Formula” financial planning process and is committed to ensuring superior client experience. His career in financial services began in 2017 at Nationwide Financial where he assisted financial advisors in developing retirement income solutions for their clients. While there, he obtained several professional certifications and realized his calling to become a fiduciary advisor.

Michael is a graduate of The Ohio State University with a Bachelor of Psychology, where he met his wife, Kathleen. Married since 2018, they live in Marysville with their three children, Theo, Sophia, and Niko. In his spare time, he likes to spend time with his family, travel abroad, golf, and boat on the lake when the weather permits.


Making an Impact
Michael is the company ambassador for the Westerville Area Chamber of Commerce and is involved with other professionals and business owners in the local community. He is an active volunteer for Star House, a shelter for homeless youth, where he helps organize and deliver food and festivities for the shelter’s annual Christmas Party. Michael is a repeat volunteer for Rise Against Hunger where he helps prepare thousands of meals alongside his fellow parishioners at The Annunciation Greek Orthodox Cathedral in downtown Columbus.

A Secret about Michael
He’s been to six different countries – Mexico, Canada, Ireland, France, Italy, and Greece. On his first visit to Greece, his credit card was sucked up by the ATM just moments before departing for the next island. He and his wife had not eaten breakfast and had no cash to pay for anything. While delving through her purse, they were only able to find Mexican pesos from their trip the summer before. It was a long day.

Certifications and Licenses


  • CFP® – CERTIFIED FINANCIAL PLANNER™, CFP Board of Standards, Inc.
  • ALHC – Associate, Life and Health Claims, The International Claims Association


  • Series 6 – Investment Company and Variable Contracts Products Representative
  • Series 63 –  Uniform Securities Agent State Law

Kara Troquille, CFP®

Director of Compliance & Operations

Kara’s brings over a decade of comprehensive financial service industry experience to Harding Financial Group where she serves as the Director of Compliance and Operations. Her background includes leadership within a Fortune 100 financial services organization, employment with one of the “Big 4” accounting firms as well as one of the top 10 largest banks in the United States.

Kara holds her CERTIFIED FINANCIAL PLANNER ™ certification, a Master of Business Administration from the University of Cincinnati in Cincinnati, OH and a Bachelor of Science (Accounting) from Miami University in Oxford, OH. She has previously held her FINRA Series 7, 66 and 26 licenses as well as her Resident Insurance Producer license from the Ohio Department of Insurance.

Married since 2019, she and husband Ryan, a first-grade teacher, live in Pickerington with their beautiful daughter Kinsley and three dogs Scarlet, Chaplin and Roo.

Harding Financial Group - Kara Troquille CFP

Making an Impact
Kara is active in her Columbus community through a personal effort called Mosaic River. She passes food and clothing into the community to individuals and organizations in need. To date, over 2000 pounds of clothing have been donated, over 100 families supported and over 30 individual organizations impacted. These efforts also touch lives globally such as when 75 pairs of shoes were hand delivered by a counterpart to the poorest areas of Kenya.

A Secret about Kara

Climbing parts of the Great Wall of China is one of the most unique memories Kara holds from her travels.

Certifications and Licenses


  • CFP® – CERTIFIED FINANCIAL PLANNER™, CFP Board of Standards, Inc.


  • Series 7 – Investment Company and Variable Contracts Products Representative
  • Series 26 – Investment Company and Variable Contracts Products Principals
  • Series 66 – Combined State Law Examination
  • Resident Insurance Producer

Mia Maufort

Client Services Associate

Mia, recently appointed as a Client Services Associate at Harding Financial Group, leverages her extensive experience and education from The Ohio State University’s Fisher School of Business. With a background in Business Finance and Information Systems Management, Mia’s roles at HFG align with her expertise in financial analysis, client relationship management, and her passion for financial literacy advocacy.

In her free time, she enjoys exploring new hiking trails of Ohio and taking yoga classes. She also loves to spend time with family and friends, and enjoys being the “master chef” for these gatherings to practice her passion for cooking.

Harding Financial Group - Mia Maufort

Making an Impact

Outside of her professional endeavors, Mia is passionate about fostering financial literacy and personal development. As a member of Fisher Personal Finance, she advocates for financial independence and delivers education on personal finance to empower individuals. Additionally, Mia is dedicated to serving her community through volunteer work. She has volunteered with Arc Altoona and Family Services Inc., where she fostered relationships with mentally disabled youth and provided support to families in need. Mia’s commitment to service extends beyond her professional role, reflecting her values of compassion and empathy.

A Secret about Mia
While Mia’s professional life revolves around finance and client relations, she harbors a secret passion for artistic expression. In her downtime, she indulges in drawing intricate sketches and honing her skills in crochet. She has crotched over 100 clothing and décor items for herself, friends, and family and especially enjoys crocheting blankets for newborns.

What Our Harding Financial Group
Clients Are Saying

Stephanie Fowler
We have been working with Michael Holly with HFG for several months now. He has been very patient with us, and has taken the time to make sure we feel comfortable and understand all unfamiliar financial circumstances. He is extremely thorough during our meetings, as well as having a well rounded plan to present all options. He is someone we feel comfortable calling and asking questions to and feel secure knowing he has our best interests at hand.
Ann Smerles
HFG has been a great help as I approach retirement. Michael listens to my goals and diligently works to provide an excellent outcome. He explains his plan, asks for my opinion, and clearly answers my questions.
Al Jenkins
Carefully listen to your needs and develop a customized plan to suit those needs.
Paul Atwell
Since retiring in 2008, Harding Financial has handled our accounts. Currently, they are also involved with our adult children’s accounts. Not only do they have our complete trust, but the comprehensive outlook towards capital retention and the estate is wonderful. Michael Harding is an amazing professional. He is highly accredited, knowledgable and thorough. The regular market letters, and quarterly in person reviews keep us up to date. We highly recommend Harding Financial.
Eric Atwell
I am incredibly fortunate to have found such a professional and trustworthy financial advisor. Their deep understanding of the market has truly made a remarkable difference in managing my finances. From the very beginning, their expertise and guidance instilled a sense of confidence in me. They took the time to thoroughly analyze my financial situation and patiently explained various strategies tailored to my goals. This personalized approach was both refreshing and reassuring. What sets them apart is their unwavering commitment to transparency and honesty. I have complete faith in their recommendations, knowing that they always have my best interests at heart. They've not only helped me navigate complex financial decisions but have also provided invaluable insights that have led to tangible results. Their ability to stay current with market trends and adapt strategies accordingly is truly impressive. I've witnessed firsthand how their deep understanding of the market has translated into positive outcomes for my investments. In a world where financial matters can be overwhelming, having a financial advisor like Harding Financial Group has been a game-changer for me. I wholeheartedly recommend their services to anyone seeking expert guidance, exceptional professionalism, and a partner who genuinely cares about their clients' financial well-being.
Michael Kappas
My involvement with the Harding Financial Group has been a great experience! I believe that Michael and his staff are very professional and do everything possible to make their clients comfortable and secure! I have the upmost confidence in their abilities and their knowledge of the markets that affect our financial investments! I have referred family and friends to the Harding Financial Group! I’m very pleased to be part of this great organization!
Lisa Collins
I can’t say enough about how happy I am with Harding Financial Services and have been very pleased with the services they provide! I have been with them for 15 years and Mike and his team are the best! Never once have I worried about where he directs my monies. So if you are looking for a highly qualified professional team they will work on what needs best fit you in younger years or retirement years!
Heidi Steinbrenner
I switched from a large financial firm to Harding Financial Group about a year ago. I am very pleased with the special attention and advice they give to my personal financial needs as I head into retirement. They are very through and knowledgeable on giving me advise that is best for me. I could not be more confident with Harding Financial handling my finances and highly recommend them to others.
Nicholas Martin
Harding Financial Group Experience: My wife and I were referred to Harding Financial Group by an existing client of theirs. In our initial meeting with Mike Harding and Michael Holly we expressed our long term goals. Not only for retirement but for large purchases such as a new car and a future home. They assisted us in developing a strategy of savings and budgeting to acquire the car we wanted, save for our future home while continuing to grow our retirement portfolio. The Harding Financial Group not only guides their customers to a happy retirement, but a happy journey to retirement.

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