skip to Main Content

Why choose Harding Financial Group?

Our goal is to provide investment advisory services with unparalleled quality, service, and communication.


The HFG Advantage

The Harding Financial Group was founded on the belief that the quality of our service and your ultimate experience with us is paramount to our success as a financial planning firm. Therefore, we pay attention to the small things, and deliver consistent value to our clients to truly elevate your financial advisory experience.

Why We Are Fee-Based Advisors

The Importance of a Limited Client List

How Harding Financial Group delivers value to clients:

  • Objective Advice

    As HFG financial advisors, we are in the business of giving objective advice. We adopted the fee-based compensation model based on Assets Under Management (AUM), which means we do better when you do better. This also means that we are not incentivized to sell you products in order to generate commissions.

  • Comprehensive Planning

    We engage with clients in a comprehensive financial planning process. We do not focus only on investment management or retirement planning. We go beyond the minimum level of service to evaluate your current estate plan, tax efficiency, and insurance coverages in addition to ongoing retirement analyses and investment management to ensure you are prepared for anything life throws your way.

  • Highest Level of Expertise

    Each financial advisor at Harding Financial Group is a CERTIFIED FINANCIAL PLANNER™ certificant. This professional designation signifies our commitment to education, excellence, and to always putting our clients’ interests before our own.

  • Multi-Generational Focus

    We work not only with you, but with your family & beneficiaries as well to ensure that once you are gone, your assets are distributed quickly & efficiently to make the process as easy as possible on your loved ones.

  • Regular and Transparent Communication

    At HFG, we believe that you should always know about your financial plan, as well as how the economic conditions are informing our investment management strategy for your portfolio. As our client, you will receive quarterly market commentaries in addition to regular communication from your financial advisor. We are not a “set it and forget it” advisory firm.

  • Satisfaction Guarantee

    The Harding Financial Group was founded on the belief that the quality of our service and your ultimate experience with us is paramount to our success as a financial advisory firm. In order to clearly demonstrate our commitment, we have implemented a Satisfaction Guarantee Policy for our advisory services. Our goal is to provide investment advisory services with unparalleled quality, service, and communication, or we will return the fees you pay during the first 12 months of our relationship.

What Our Harding Financial Group
Clients Are Saying

Stephanie Fowler
We have been working with Michael Holly with HFG for several months now. He has been very patient with us, and has taken the time to make sure we feel comfortable and understand all unfamiliar financial circumstances. He is extremely thorough during our meetings, as well as having a well rounded plan to present all options. He is someone we feel comfortable calling and asking questions to and feel secure knowing he has our best interests at hand.
Ann Smerles
HFG has been a great help as I approach retirement. Michael listens to my goals and diligently works to provide an excellent outcome. He explains his plan, asks for my opinion, and clearly answers my questions.
Al Jenkins
Carefully listen to your needs and develop a customized plan to suit those needs.
Paul Atwell
Since retiring in 2008, Harding Financial has handled our accounts. Currently, they are also involved with our adult children’s accounts. Not only do they have our complete trust, but the comprehensive outlook towards capital retention and the estate is wonderful. Michael Harding is an amazing professional. He is highly accredited, knowledgable and thorough. The regular market letters, and quarterly in person reviews keep us up to date. We highly recommend Harding Financial.
Eric Atwell
I am incredibly fortunate to have found such a professional and trustworthy financial advisor. Their deep understanding of the market has truly made a remarkable difference in managing my finances. From the very beginning, their expertise and guidance instilled a sense of confidence in me. They took the time to thoroughly analyze my financial situation and patiently explained various strategies tailored to my goals. This personalized approach was both refreshing and reassuring. What sets them apart is their unwavering commitment to transparency and honesty. I have complete faith in their recommendations, knowing that they always have my best interests at heart. They've not only helped me navigate complex financial decisions but have also provided invaluable insights that have led to tangible results. Their ability to stay current with market trends and adapt strategies accordingly is truly impressive. I've witnessed firsthand how their deep understanding of the market has translated into positive outcomes for my investments. In a world where financial matters can be overwhelming, having a financial advisor like Harding Financial Group has been a game-changer for me. I wholeheartedly recommend their services to anyone seeking expert guidance, exceptional professionalism, and a partner who genuinely cares about their clients' financial well-being.
Michael Kappas
My involvement with the Harding Financial Group has been a great experience! I believe that Michael and his staff are very professional and do everything possible to make their clients comfortable and secure! I have the upmost confidence in their abilities and their knowledge of the markets that affect our financial investments! I have referred family and friends to the Harding Financial Group! I’m very pleased to be part of this great organization!
Lisa Collins
I can’t say enough about how happy I am with Harding Financial Services and have been very pleased with the services they provide! I have been with them for 15 years and Mike and his team are the best! Never once have I worried about where he directs my monies. So if you are looking for a highly qualified professional team they will work on what needs best fit you in younger years or retirement years!
Heidi Steinbrenner
I switched from a large financial firm to Harding Financial Group about a year ago. I am very pleased with the special attention and advice they give to my personal financial needs as I head into retirement. They are very through and knowledgeable on giving me advise that is best for me. I could not be more confident with Harding Financial handling my finances and highly recommend them to others.
Nicholas Martin
Harding Financial Group Experience: My wife and I were referred to Harding Financial Group by an existing client of theirs. In our initial meeting with Mike Harding and Michael Holly we expressed our long term goals. Not only for retirement but for large purchases such as a new car and a future home. They assisted us in developing a strategy of savings and budgeting to acquire the car we wanted, save for our future home while continuing to grow our retirement portfolio. The Harding Financial Group not only guides their customers to a happy retirement, but a happy journey to retirement.

Schedule An Appointment
With Harding Financial

For A Complimentary Phone Consultation

Get a one-one consultation with our retirement advisors to begin the conversation about your retirement goals, needs, and current financial situation.

See our Frequently Asked Questions below for commonly asked questions about Retirement Planning.

Get In Touch
Back To Top