The HFG Advantage
The Harding Financial Group was founded on the belief that the quality of our service and your ultimate experience with us is paramount to our success as a financial planning firm. Therefore, we pay attention to the small things, and deliver consistent value to our clients to truly elevate their financial advisory experience.
How Harding Financial Group delivers value to clients:
- Objective Advice: As HFG financial advisors, we are in the business of giving objective advice. We adopted the fee-based compensation model based on Assets Under Management (AUM), which means we do better when you do better. This also means that we are not incentivized to sell you products in order to generate commissions.
- Comprehensive Planning: We engage with clients in a comprehensive financial planning process. We do not focus only on investment management or retirement planning. We go beyond the minimum level of service to evaluate your current estate plan, tax efficiency, and insurance coverages in addition to ongoing retirement analyses and investment management to ensure you are prepared for anything life throws your way.
- Highest Level of Expertise: Each financial advisor at Harding Financial Group is a CERTIFIED FINANCIAL PLANNER™ certificant. This professional designation signifies our commitment to education, excellence, and to always putting our clients’ interests before our own.
- Multi-Generational Focus: We work not only with you, but with your family & beneficiaries as well to ensure that once you are gone, your assets are distributed quickly & efficiently to make the process as easy as possible on your loved ones.
- Regular and Transparent Communication: At HFG, we believe that you should always know about your financial plan, as well as how the economic conditions are informing our investment management strategy for your portfolio. As our client, you will receive quarterly market commentaries in addition to regular communication from your financial advisor. We are not a “set it and forget it” advisory firm.
- Satisfaction Guarantee: The Harding Financial Group was founded on the belief that the quality of our service and your ultimate experience with us is paramount to our success as a financial advisory firm. In order to clearly demonstrate our commitment, we have implemented a Satisfaction Guarantee Policy for our advisory services. Our goal is to provide investment advisory services with unparalleled quality, service, and communication, or we will return the fees you pay during the first 12 months of our relationship.